Do you, like me, spend to much on things that you don't really need. We all need a goal to a tangible financial destination that will help us develop self-discipline and measure our success along the way to our desired result.
The earnings of the godly enhance their lives, but evil people squander their money on sin. Proverbs 10:16
Do you know where you're headed financially? Pray that God will give you the desire to be a good steward.